During the year 2011, IBM travel around the world, visiting college, campuses to hold public lectures that discuss about  technological developments that occurred during the past 100 years, then open the panel discussion to talk about what technology will happen in the next 100 years.
IBM with its Centennial IBM program has held a public lecture courses in various countries, namely at the John Hopkins University, Indian Institute of Science, Lee Kuan Yeuw School of Public Policy, Tongji University, Warsaw School of Economics, University of Tokyo, and several other.universities  at one public lecture presented by Michael E. Daniels, Senior Vice President and Group Executive, Services, IBM Corporation, Michael highlights three important points that occurred in the history of 100 years of IBM. Three points are the nature and implications of technology, how to walk with the IBM technology development adopted by humans, and how the founder of IBM run his leadership.
The other thing is that Michael made in the course of 100 years, IBM does not only focus on the development of technology, but also thinks about environmental problems. IBM has been doing various cooperation with several companies and government to develop technologies in the areas of health, agriculture, and marine.
Cooperation in the field of marine, IBM cooperates with Marina Institute. The technology is developed to be able to detect the state of the beach, the ocean, and the possibilities of damage that will occur. The technology is named Atutomatic Identification System Technology (AIS Technology). This cooperation produced SmartBay project, which began running since 2006 and serves as an integrated system for observation and marine research in large volumes.
IBM’s cooperation in agriculture is with the Ministry of Agriculture of United States Government. IBM helped the development of Cacao Genome Project, which aims to preserve the chocolate plantation around the world, so that the production of chocolate keep going on without damaging the environment.
For businesses based environment, IBM is also working with Columbia University to prepare students to build a business that can help sustainable life. Students are given training and provided with facilities to make research about the building of infrastructure, electricity, and transportation systems on the basis of living green (environmentally friendly).
In the health sector, IBM is working with the Rizzoli Orthopaedic Institute to develop analytical system that help doctors understand the problems suffered by patients.
“IBM’s goal is to build a smarter planet by utilizing technology to solve various problems of human life,” said Michael.
In addition to a variety of partnership, IBM also has built a global incubator for startup parafounder. The project named the IBM Global Entrepreneur provides access to startup founder to network with fellow founder of another startup company, training, mentoring, IT services, and business consulting.
” Key to Success of IBM is the deep exploration and profound education.  So the next 100 years, we will still do the same to continue what we started. In any recruitment, we will give priority to the education and skill of exploration possessed by prospective employees, “said Michael.
Michael said, “I want to quote the word of the founder of IBM that successful people are those who do not stop to think.”

Technorati Tags: ibm, company, technology, partnership, cooperation

Incoming search terms:

• key to success of ibm (5)
• (4)
• keys succes of ibm (4)
• key success of ibm (2)
• company cooperation with ibm (1)
• discuss the key sucess for ibm (1)
• ibm key to success (1)
• ibms key to success (1)
• key points of ibm success (1)
• key success ibm (1)

1. Amount of Capital Adequacy
Total capital adequacy is the amount of money needed to finance their operations, be it fixed or not fixed costs. The definition of fixed costs is those costs that do not run out of disposable. Usually, its value is reduced by calculating the cost of depreciation, for example: carts, production tools, sales tools, etc. While cost is not fixed is a low cost disposable and are usually treated as variable costs and are charged on per unit of product, e.g. packaging costs per unit, cost of sales per unit and so on.
For that, all costs should be calculated from the beginning so that we are able to know exactly how much the total cost to be met. However these costs should not be exist at the time we start a business, because these costs can often be modified.
To optimize efficiency, the total fee required shall be in accordance with the number of existing fees. Excess costs will tend to lead to wasteful attitude, while the lack of capital will hamper business travel. Therefore a cost of capital adequacy requirement should be achieved.

2. Capital Resources
Sources of capital is the source of funds for venture capital. Which can be divided into
a. Personal Expenses
Personal costs can be collected from privately owned money either from savings or money that has been devoted to building the business.
b. Cost Group
Cost groups can be derived from the collection of fees along with group members who want to establish a business.
c. Loan
Loan cost includes personal finance loans, the bank and other financial institutions.

3. Alternative Capital Resources
It should be advised that in starting a business even when determining the source of funding, need to gather in preparation for possible funding source although this source of capital with higher costs, but it remains to be undertaken in order to use an alternative solution to the problem of capital in the future, especially for business development.

4. Funding Allocation
Allocation of funding is to make the details in the use of capital has been already owned, if it is destined for the capital allocation of all or any existing business that was used to as a backup. Therefore, in the allocation of funds, an entrepreneur must be able to identify activities or facilities what you need and what amount of funds required. After detailing the allocation of funding, an entrepreneur should be discipline, do not add activities or other facilities as this could disrupt the financing of business operations.

5. Capital Cost Efficiency
To determine the efficiency of capital cost, then every entrepreneur must know what the cost must be spent to foster capital. Capital costs include:
a. Interest cost
b. Administrative Costs
c. Costs must be incurred to obtain financing

So, in other word, the cost of capital is all the sacrifices that will be issued to raise capital. For cost efficiency of capital should be selected by comparing the cost of the lowest interest costs, administrative costs and other expenses.

Technorati Tags: business start up financing, amount of capital adequacy, loan cost, fund resources, alternative capital resources, funding allocations, capital cost efficiency, business strategy

Incoming search terms:

• does a global economy help or hurt small business start up? how? (2)
• does a global economy help or hurt small business start ups? how? (2)
• powered by wordpress small business start up (2)
• capital cost efficiency definition (1)
• does a global economy help or hurt small business start ups? (1)
• does a global economy help or hurt small business start ups? how (1)
• does global economy help or hurt small business (1)
• global economics help business start up (1)
• how does global economy help or hurt small business start ups? (1)
• how global economy help or hurt start up small business? (1)

Thus expressed by market researcher of Strategy Analytics, as reported by detik.com from Joystiq, Saturday (20/2/2010). It is estimated that sales growth will occur either digitally or physically.

Furthermore, the study said that online game industry will experience rapid growth of 18.7 percent per year. As a result, in 2013, the online game sales can reach to USD 24.8 billion. It is 38 percent of the total value of the game industry.

Martin Olausson, analyst at Strategy Analytics said that today more and more game devices are connected online. Source of new revenue from online sector will continue to appear on the market.

In 2009, gaming industry revenues reached approximately USD 46.5. In 2013, according to Strategy Analytics analysis, its value can reach US $ 64.9 billion.

Technorati Tags: game industry, online game sales, revenue from game industry

Incoming search terms:

• strategy analytics 46 5 (1)
• strategy analytics 46 5 billions (1)

The survey of international finance research institute revealed that 35% of all online activities conducted in every home across the world will switch to mobile banking services. It is predicted that the value of m-banking transactions will rise twice as much per year. Next will be increased to four times after 2011.

With the growing popularity of financial transactions via mobile phone, so the government hopes to reduce the use of cash (cash less society) will be realized.

Why do bank customers like m-banking transactions? Based on research results, at least there are 3 main reasons for bank customers need mobile banking services, namely (1) it is practical, because they do not need to come to the bank or ATM (46.5%), (2) the transaction is faster (32.7%), and (3) it is easier to check your balance through mobile phone (17.8%).

In other words, the development of mobile banking is so fast because m-banking service can provide flexibility and practicality, ease of financial transactions in terms of balance checks, bill payment, money transfers, as well as other financial services in a “touch of a finger”. Simply dial the phone PIN, the transaction can be executed from anywhere as long as connected to the network.

In addition, mobile banking services are relatively safe for wearing layered security system, namely the cellular telecommunications providers, as well as from the banking system of networks concerned. So that customers do not need to worry in its use.

These are some factors that make m-banking service so quickly grow, compete with e-banking service marks, and will become an alternative banking services in the future.

The following is the best strategy to face economy recession according to Philip Kotler, the international marketing expert.
He said that there isn’t the best solution for any business. But generally, there is the strategy that can be used in recession period.
It depends on the profile of company strategy, mainly in finance and marketing aspect. Philip Kotler said at the first session at the seminar in Jakarta on “Marketing in Turbulent Times” as reported by kompas.com, May 27, 2009.

According to him, if the finance and marketing of the company are strong, the strategy should be done is by buying competitors or the assets, then increasing marketing budget.

If the finance of stable company is weak, but the marketing is strong, the strategy should be done is by building a stronger marketing team, then buying some strong brands.

If the condition of company is unstable, the finance is weak, the marketing is strong, find the fresh financial capital and cut overhead cost, then renegotiate with suppliers and do recovery actions.

But, if the company is going to go to bankruptcy, just close it. Then save what can be saved or sell if you can sell.

Technorati Tags: the best strategy to face economy recession, marketing in turbulent times, Philip Kotler seminar, best finance and marketing strategy, Philip Kotler business tips, company strategy in recession

Incoming search terms:

• (2)
• marketing strategies to face recession (1)

Market bowling is the situation when the product is not feasible for sale because of saturation or there are other better substitutes or alternative of the product. Consumers tend to leave the product because the competitor’s products are cheaper or have better quality or totally more modern, for example electronic product, communication gadget, home electronic equipment, fashion design and others. To face market bowling, innovation and improvement are needed before the product get saturated.

Market dance and market bowling can happen any time especially during economic downturn and come softly and event fast. Market dance and market bowling frequently are not anticipated sufficiently by entrepreneurs. So, be always aware to the situations by always keep up to date the current market information and analyze consumer behaviors.

Technorati Tags: how to face difficult situation in crisis, solving marketing problem during economic downturn, how to face saturated market, marketing strategy in crisis, current market information

The regulation should decrease the problems of entrepreneurs. Below are some points what the government should do for entrepreneurs, especially for small entrepreneurs:

1. Give the real time on what has been happening in regional, national and international economy situation.
2. Communicate and help to solve problem on management, marketing
3. Support and help to find new market local and international.
4. Find and give information about new business chances to decrease unemployment in the country.
5. Prevent corruption and increase efficiency of government officers.
6. Decrease bank interest to stimulate entrepreneurs to invest in real business.
7. Build important infrastructures needed by most of entrepreneur to develop business area.
8. Give training to create new entrepreneurs in the country.
9. Give flexibility to take credit for business capital, especially for small business start up financing.
10. Decrease tax, especially for small and middle class entrepreneurs.
11. Ensure stability of security in business area.
12. Manage ecosystem of products resulted by entrepreneurs, in other word, government should give accurate information on demand and supply of the product.

Technorati Tags: what should government do in crisis, what should government do in economic downturn, what should government do for company, what should government do on policy

Incoming search terms:

• (3)
• ph (1)
• what government should do for the entrepreneurs (1)

Technorati Tags: preparation before retirement, small business retirement plan investing, how to start small business, plans before retiring

Those urgent conditions are:
1. The increasing of material prices: fuel, this will cause other material prices increasing.
2. The coming of new competitors
3. Information velocity by TV, newspaper, magazine and internet media which can create image of the product and can change mindset of consumers slowly or fastly.
4. Government regulation.

Many small business players often failed because of ignoring those situations. During the business in high market demand, small business players should allocate their time, some money and energy for anticipating condition mentioned in above.

How to allocate our time, money and energy?
As many teachers in business class taught: plan strategy and tactic!

Although the purchasing power of consumers today is decreasing, but consumers are often easily tempted by media. They are often unrealistic when they face to face with the advertising on media.

Advertising takes important role in persuading consumers. And communication with consumers is one of ultimate strategies to win the market, doing market research by interviewing prospects or other methods to communicate with the market prospects before creating the product and launching an advertising to public.
Although global economy condition is in downturn, there must be a chance to make profit in business.

Technorati Tags: how to face economy crisis, global economy issue, strategy to win the market, how to make profit in business, surviving in economic crisis

Incoming search terms:

• financial crisis consumer behaviour (6)
• consumer behavior in economic crisis (4)
• consumer behaviour financial crisis (4)
• economic crisis consumer behaviour (4)
• (3)
• consumer behavior economic crisis (3)
• consumer behavior and financial crisis (2)
• consumer behaviour and financial condition (2)
• consumer behaviour economic crisis (2)
• consumer buying behavior financial crisis (2)

The efficiency and environment friendly innovation strategy of Fujitsu are not only about technology, but also for the aspects of production, operational management, and marketing. This strategy is implemented by decreasing massively the use of paper and transportation. In the future, education process will be often done by e-learning, instead of face to face. Meanwhile, trade, storehouse management are using centered server. The storehouse efficiency is by using online system for in and out of goods traffic at storehouse.

Fujitsu is committed to environment and society. As Phillip Kottler(marketing expert) has ever taught about company publicity, this environment friendly strategy is as branding strategy by using soft marketing but it’s very effective. Good for business, society and environment.

Technorati Tags: efficiency, efficiency strategy, environment friendly, emition, fujitsu, storehouse management